At Corazo Credit Union, we understand that when the government shuts down, the impact on our members is immediate and personal. We're here to help.
If you're a federal employee, contractor, or anyone affected by a government shutdown, Corazo is committed to providing financial relief and support to help you stay on track. Our goal is to ease the burden and ensure you have access to the resources you need.
Apply NowIf you're a federal employee, contractor, or anyone affected by a government shutdown, Corazo is committed to providing financial relief and support to help you stay on track. Our goal is to ease the burden and ensure you have access to the resources you need.
How We Can Help
Member Assistance Loan
0% interest loans designed to help cover essential expenses during the shutdown period. Quick approval and flexible repayment options available.
- Borrow up to $5,0001
- 0% APR interest with a repayment term of 12 months2
- No Payment Due for 60 days2
- No credit report needed
Loan Payment Deferrals
Eligible members may request to defer payments on existing loans for up to 2 months.3
We’ll work with you to find the best solution.
- Please complete the Loan Payment Deferment Request
Waived Fees
We’re waiving select fees for impacted members, including late payment, early CD withdrawal fees. Contact us to see what you qualify for.
Have a question?
If you’ve been affected by the shutdown, please reach out to us.
At Corazo, we're happy to answer any question you may have about our services. Email us at applications@corazocu.com, message us through online banking or the mobile app, or call us at 760-352-1540, option 0.
People are the Pulse.
We’re your partner through every season. Let us help you navigate this one.
1 Calculated based on the amount of the last two direct deposits received with a maximum loan amount of $5,000.
2 Annual Percentage Rate. No payment due for 60 days from the date loan is funded. Verification of income and proof of furlough is required. Monthly payment per $1,000 borrowed for 12 months at 0% APR is $83.33. Loan offer expires October 31, 2025 or when government shutdown ends.
3 Members should be aware that participating in this program may extend the term of your loan. Interest, Credit Disability, Loan Life Insurance/Debt Protection premiums (if applicable) will continue to accumulate on your loan(s) during the month(s) you defer your payment. Participating in this program may reduce the claim amount of GAP insurance coverage. In order to qualify for the Loan Deferment program, you must provide proof of furlough imposed by the government shutdown, all of your Corazo accounts (including joint accounts) must be in good standing, you cannot have been delinquent on payments of cuase the credit union a loss during the life of the loan(s)., and the first contractual payment on your loan(s) must have been made prior to the skipped month(s). Program excludes first mortgage and home equity lines of credit (HELOC). Loan Deferment assistance expires October 31, 2025 or when governement shutdown ends.