Member Advisory: Corazo will never contact you via text, phone, or email to ask for account information or to update and/or validate online banking credentials. If you have any questions or concerns about your account, please contact us. For tips on how to spot fraudulent text scams, visit our blog.
Toll Free: 1-877-352-1540
Routing Number: 322276305

Join Corazo

Rooted in Community. Powered by You. Join Corazo toay!

At Corazo Credit Union, membership means more than just joining a financial institution—it means becoming part of a community that puts people first. With over 22,000 members strong, we’re proud to share the tools, guidance, and support that help you become a smarter saver and a confident borrower.
Joining is simple, and at Corazo, People are the Pulse—which means everything we do starts with you.

How to Join

Credit Union Membership Requirements

Membership is open to anyone who meets one of the following:

  • Live, work, or worship in the Imperial County 
  • Live, work, or worship in the following cities of Riverside County: Banning, Beaumont, Blythe, Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Desert, Palm Springs, Rancho Mirage, Thermal, or Thousand Palms
  • Relative of a person within our field of membership.
    • Relative must be: Spouse, mother, mother-in-law, father, father-in-law, son, son-in-law, daughter, daughter-in-law, stepchildren, adopted children, sister, sister-in-law, brother, brother-in-law, grandfather, grandmother, grandson, granddaughter.
Once your membership eligibility has been verified, you will need the following to open your account:
  • Name
  • Address
  • Date of Birth
  • Social Security Number
  • Government issued photo ID with current mailing address*
  • A $5 deposit into a savings account

The Benefits of Ownership

Membership with Corazo means more than access—it means ownership. Unlike big banks driven by shareholders, Corazo is owned by the people who matter most: our members.

The Benefits of Membership

  • Low or No Fees for accounts and services
  • Better Rates on loans and savings
  • Exceptional Service from a team that puts your first
  • Voting Rights in Board of Directors elections
  • Equal Ownership as every member is a stakeholder
  • Digital Access with Online Banking, Bill Pay, Mobile Check Deposit and eStatements
  • Mobile App for iOS and Android
  • Federally insured funds up to $250,000 by NCUA
  • CO-OP ATM Access to 30,000+ surcharge-free ATMs
*If your photo ID does not have your current mailing address or no address at all, bring in your most recent utility bill. No utility bill? Let's talk about it, give us a call at 760-352-1540, option 0, send us an email to memberservice@corazocu.com or stop by our one of our branches for a list of other acceptable documents.