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Welcome to Corazo Credit Union's Financial Cents Blog: Your Guide to Safe Transactions, Account Security, and Product Features

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January 6, 2026

Start the New Year Right: The Benefits of Skip-A-Pay

The new year is the perfect time to reset your finances and give yourself a little breathing room. That’s why Corazo Credit Union is excited to offer our January Skip-A-Pay program! For just $40, you can skip your January loan payment and start 2026 stress-free. Why Choose Skip-A-Pay? Taking advantage
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November 13, 2025

Don’t let fraud steal the holidays—Act early!

The holiday season is a time for joy, giving, and connecting. Unfortunately, it’s also a prime time for fraudsters to strike. With more online shopping, digital payments, and festive distractions, scammers are looking for opportunities to exploit unsuspecting consumers. Protecting yourself doesn’t have to be complicated—just a few smart habits
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March 31, 2025

Budgeting for Seasonal Expenses

Spring is in the air—a season of renewal, growth, and new opportunities. But along with blooming flowers and warmer weather, the season often brings unique expenses that can catch us off guard. From garden projects to family holidays, springtime spending has a way of sneaking up. That's why this spring,
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March 13, 2025

How to Avoid Account Takeover

What is "account takeover"? An account takeover happens when a fraudster poses as a financial institution to get your personal or account information. Once the fraudster has access to your account, they can make unauthorized transactions. How Does It Work? An account takeover begins with a fraudster sending a text
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February 11, 2025

Understanding and Managing Debt

Debt can be a helpful financial tool when used wisely, but it's important to understand how to manage it effectively to avoid potential pitfalls. In this article, we'll cover some key points to help you navigate debt and make informed financial decisions. 1. Types of Debt: There are two main types
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November 26, 2024

5 Tips for Managing your Holiday Budget

The holiday season is a time of joy, celebration, and, often, significant spending. To ensure your festivities don't lead to financial stress, it's crucial to manage your holiday budget effectively. Here are five essential tips to help you stay on track: 1. Plan Ahead The key to a stress-free holiday
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November 20, 2024

How to Identify Fraudulent Text Scams

In today's digital age, fraudulent text messages, also known as "smishing" (SMS phishing), are becoming increasingly common. At First Imperial Credit Union, we prioritize your security and want to help you stay vigilant against these scams. Here are some tips to help you identify and avoid fraudulent text messages. 1. Unexpected
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