At Corazo Credit Union, People are the Pulse and that means making banking easier, more affordable, and stress-free. Starting January 1, 2026, we’re lowering our Overdraft Privilege Fee to just $14.

Why? Because we understand that life happens, and sometimes overdrafts do too. We’re here to help you stay on track without breaking the bank.

What’s Changing?

• New Overdraft Privilege Fee: $14 per item
• Effective Date: January 1, 2026
• Applies to transactions that overdraw your account after this date through the ODP program.

Why This Matters:

Lower fees mean less stress when the unexpected happens. It’s one more way we’re living our promise to put People First.

How to Avoid Overdraft Fees:

• Set Up Overdraft Protection: Link your savings account or line of credit for automatic transfers.
• Enable Account Alerts: Get notified when your balance is low.
• Use Our Mobile App: Stay connected to your account anytime, anywhere.

New to Overdraft Privilege?

• Your qualified checking accounts automatically add Overdraft Privilege after 60 days, if in good standing, for checks, automatic bill payments, and other recurring debit cards.
• To opt-in for ATM Withdrawals and everyday debit card purchases, please contact a Corazo Credit Union representative.

Need Help?

We’re here for you! Call us at 760-352-1540, option 0, visit your nearest branch, or visit our Overdraft Protection Service page to learn more about Overdraft Privilege and managing your account.