Toll Free: 1-877-352-1540
Routing Number: 322276305

Checking

Current Rates

New Auto
5.24%
APR*
Used Auto
5.49%
APR*
First Time Auto Buyer
9.24%
APR*
Home
5.500%
APR*
VISA Platinum
9.99%
APR*
For any stage of life, we have a checking account tailored for you!
All checking accounts include FREE:
  • VISA debit card1
  • 24/7 account access with eServices including Online and Mobile banking, Bill Pay and eStatements*
  • Falcon debit card fraud protection
  • Access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Network
Open Now
Click here to compare our checking accounts.

Personal Checking

Checking accounts designed to fit your needs.

Loyalty Checking

Perfect for members seeking a completely FREE checking account
  • No monthly service fee with direct deposit
    • A direct deposit is defined as a member’s salary or wages, Social Security, pension, or other regular fixed income electronically deposited through the Automated Clearing House (ACH) network by an employer or an outside agency.
  • No minimum deposit required
  • No minimum balance required
  • eServices benefits including Bill Pay, eStatements and Mobile Check Deposit*
Get started by filling out the Direct Deposit Authorization form.

Regular Checking

Designed as your basic checking account with convenient services
  • $5 monthly service fee
    • Service may be waived by:
      • 1) a $500 daily balance is maintained through the monthly cycle; or
      • 2) Member is ages 62+ or under 18
  • No minimum deposit required
  • eServices benefits including Bill Pay, eStatements and Mobile Check Deposit*

College eChecking

Boost your studies with a checking account for current college students
  • No monthly fee
  • No minimum deposit required
  • eStatements are required
  • College ID or Verification of Enrollment required
  • eServices benefits including Bill Pay, eStatements and Mobile Check Deposit*

Teen Checking

Get your teen familiar with budgeting with our account for teens 13-17 years old
  • No monthly fee
  • No minimum deposit required

Opportunity Checking

Have you been denied opening a checking account? Start off fresh with us!
  • Low monthly service fee
  • Open with minimum deposit of only $50*
  • Avoid using a check-cashing establishment

Business Checking

Accounts that meet the pace of your business

Business Checking

For all your business needs at a fraction of the price
  • Low monthly service fee – we do not charge per transaction or activity, just one low monthly rate
  • No minimum deposit required
  • Flexibility to open several business accounts and name them according to your needs

Non-profit Checking

Manage your organization's cash flow and checking needs with our non-profit account
  • No monthly fee
  • No minimum deposit required
  • Mobile check deposit

*Please see Truth-in-Savings disclosure for transaction restrictions on certain checking accounts
1Non-profit Checking account VISA Debit cards issued on a case-by-case basis